Emotional insurance

Theradate does not have renter's insurance, which shocks me. I don't have renter's insurance, either, but it's different because a) I'm going to get it soon (July 15 is the deadline my financial planner gave me), b) I don't have anywhere near as much nice stuff as Theradate, and c) the few valuable possessions I do have were mostly cleaned out by the thieves that broke into my place in February. Also, about a thousand people in the New England area know where Theradate keeps his spare keys. I don't even HAVE spare keys.

I gave Theradate many, many reasons why he absolutely has to get renter's insurance. He sighed.

"If only I could get emotional renter's insurance," he said. "That's the only part I care about."

TOTALLY. The check for $250 I got last week from my roommate's insurance company is a pittance compared to the emotional damage wreaked by the thieves. It feels like such a violation to have someone come into your home and comb through your possessions.

I wish I could get emotional insurance, too. And not just for my apartment -- I can think of tons of things I need emotional insurance for.

Not the least of which, at this particular moment in time, is Theradate. He confused me yesterday. Since I don't have emotional insurance, I did the next best thing and put him in texting purgatory. He's not allowed to text me for 48 hours so I can clear my head.

But really, someone should figure out a way to sell emotional insurance. I would be your first client.